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Finding the right insurance should not be a complicated and time consuming task. People are too busy to scour the internet trying to find something that gives you the coverage you need at a price you can afford. Our system helps alleviate this problem. Just call us at the number listed above, or complete our online form, and you will instantly receive the best quotes from all the major national and local carriers, regardless of your driving history. And our service is 100% free… try it today and save!
Before insurance kicks in, the policy holder is responsible for a certain dollar amount, after which insurance pays 100%. This amount is called the deductible, and is a key component in assessing your policy. The higher the deductible, the lower the premium should be, though this is not always the case. Once the deductible has been met, the policy holder is fully covered.
Each person will have a different amount that they feel comfortable with, so you need to assess the level of risk you would like to take, and act accordingly. Policies range from very low premium with very low coverage, all the way to high premium but fully covered. This decision should be based on your budget and your overall level of risk tolerance.
Lets say you are in an accident and your car needs repairs that will take 2 weeks… instead of renting a car, you would be covered and the insurance company will provide a loaner car for you to use until you are able to take possession of your own car.
Most insurance companies allow changes during the policy year, but you should look into this prior to finalizing your policy. You would be responsible for any difference in costs between the policies, which usually are spread out over the remaining payments. Be sure to read the details of your policy if this is something you are interested in.
We only work with leading local agents and top national carriers to find you the best auto insurance rates in the US. Whether you are a great driver, a driver with a bad record, or anything in between, we'll find you the company that can best suit your needs.